The Team Behind CREDITO VELOCE SPA
Our leadership team brings together deep expertise in consumer finance, credit risk, fintech operations, and regulatory compliance. Every member of the team is committed to building a lending business that borrowers can genuinely trust. We believe that the quality of what we do is directly connected to the quality and integrity of the people who lead it.
Marco Delvechio
Chief Executive Officer
Marco has over 18 years of experience in consumer lending and non-bank financial services across European markets. He founded CREDITO VELOCE SPA with the conviction that speed and transparency are not mutually exclusive in credit. Under his leadership the company has grown its loan book while maintaining industry-low default rates.
Fiona Marchetti
Chief Risk Officer
Fiona oversees all aspects of credit policy, underwriting methodology, and portfolio monitoring at CREDITO VELOCE SPA. She holds a master's degree in quantitative finance and spent eight years in risk management at a major European bank before joining the company. Her data-driven approach to affordability assessment is central to our responsible lending model.
Stefan Bouchard
Chief Operating Officer
Stefan manages the day-to-day operations of the business, including technology infrastructure, customer service, and compliance processes. He has a background in fintech product management and has led platform builds at two previous digital lenders. His focus is on making the borrower experience as frictionless and transparent as possible.
Amara Osei-Kwame
Head of Retail Partnerships
Amara leads the development and management of CREDITO VELOCE SPA's retail finance network. She brings a decade of experience in B2B financial product distribution and has successfully onboarded dozens of retail partners across the consumer goods and services sectors. Her work directly expands access to installment financing for end consumers.
Luca Ferrandini
Head of Legal & Compliance
Luca ensures that all CREDITO VELOCE SPA products, contracts, and processes meet applicable consumer credit regulation and data protection requirements. He previously worked as counsel at a financial regulatory authority, giving him a uniquely practical understanding of compliance from both sides. His input shapes every product we launch.